Finance Department

Welcome to the McDonald Automotive Group Finance Center

Welcome to the McDonald Automotive Group Finance Center, your on-site resource for all things related to automotive financing. We’re eager to provide the auto loan or lease for your new or pre-owned car.

Our finance center team works hard to serve all drivers—regardless of whether you have good or less-than-ideal credit—to help you qualify for an auto loan. No credit, no problem! We’ll work with you to secure a no-credit car loan if your situation demands it. The team at McDonald Automotive Group has strong relationships and is committed to finding the perfect plan to suit your car financing needs.

Read on to learn more about our services and how we can help you get the keys to your next ride!

At Our Finance Center, We Finance Everyone

When you finance your new or pre-owned vehicle with us, you can rest assured our team will work hard to meet your financial needs so you can get out on the road. At our finance center, we finance folks with:

  • No credit
  • Less-than-ideal credit
  • Good credit
  • Bankruptcy

We can secure low-interest car loans for customers with existing loans. We can also help you refinance your car loan or adjust the term of the contract. You’re just a step away from approved car financing!

Understanding Your Financing Options

It’s our goal to help you get behind the wheel of your favorite car with a financing plan you’ll feel confident about. Do you have your eye on a new car? Deciding between a new car lease or purchase? Maybe you’re looking for a highly reliable pre-owned ride. No matter what your situation, you can get all the facts about dealership financing with the help of our finance center experts!

Buying a new car is an exciting time. After hours of research, comparing similar models against one another, test driving numerous vehicles, you’ve finally decided on the car you want to drive home. So, what’s the next step?

A member of our team of finance experts will sit down with you and go over your options. They’ll take the time to get to know you and your needs to best match you with an auto loan or lease that works for you. We have established relationships with banks and local lenders to make that happen.

With our team’s help, you’ll be heading out on your next adventure in no time!

Get Started Online

As you begin the financing journey with us, we make it easy to get a head start with our online financing tools. From applying for an auto loan to starting the process of trading in your car, our finance resources aim to streamline your car financing.

  • Finance Application: When you complete our secure finance application, our team can take a look and determine if you’re pre-approved for an auto loan. This also helps our experts start to gather your financing options before you visit the dealer.
  • Value Your Trade: Do you have a car you’re hoping to trade in with us? You can learn its estimated value with our valuation tool so you’ll have an idea of the value going toward your new car purchase.
  • Payment Calculator: If you’d like to know how your vehicle purchase or loan will fit into your monthly budget, you can use our Payment Calculator to get a good idea.

When you take advantage of our online financing tools, you can jump-start the overall process, which speeds up your time at the dealer. Along with having your options ready when you visit us, you’ll be able to get behind the wheel of your new ride even faster!

Leasing a Car vs Buying a Car

When you’re shopping for a new car, one of the options you’ll have is a new vehicle lease. Our team can help you get the lease offer that works for you, but you also might be curious about the differences between buying vs. leasing your car.

As you’ll learn, there are benefits to leasing a car and there are benefits to buying a car. We’ve put together this quick guide to help you determine if leasing or buying is right for you.

Benefits of Leasing

When you lease a new car, you’ll enjoy your vehicle for a set number of years. This short-term agreement makes it possible to try the latest and greatest from your favorite brand. You can then choose what you do at the end of the lease term.

Along with flexibility of choice, a lease term can help you enjoy:

  • Lower Monthly Rates: Monthly lease payments are usually lower than monthly finance payments. That’s because you’re only paying for the vehicle’s depreciation rather than the full purchase price during the lease term in addition to any lease charges.
  • “Walk Away”: When your lease ends, you may return the vehicle and start a new lease if you want. You can also decide to purchase the car after your lease term ends or do something entirely different.
  • Up-Front Costs: Up-front costs of leasing a vehicle are usually less than up-front costs of buying a vehicle. Many dealerships will also have seasonal specials to add even more value.
  • Total Cost Depreciation: When you lease a car, you pay only for the depreciation expected during the lease term rather than for the full value of the vehicle.

Benefits of Buying

In comparison, buying your vehicle means you can drive it throughout its life. This long-term ownership provides more personalization and no limits on your vehicle.

When you buy your car, some of the additional benefits you’ll have include:

  • Long-Term Ownership: Buying a vehicle is a long-term investment. You and your new road companion can enjoy many future adventures together without a set end in sight.
  • Personalization: Do you have your eye on a roof accessory or an off-roading addition? When you purchase your vehicle, you’re free to customize it to your liking with no restrictions.
  • Trade or Sell Flexibility: Purchasing your car means it’s yours to trade in or sell whenever you want. If you have your eye on a different vehicle or your driving needs have changed, you can sell or trade in your current car.
  • Mileage: You can put as many miles on your car as you want because it’s your car. When you lease a vehicle, you’ll have a set number of miles you can drive. Have a road trip in your future? You might want to purchase your car to make that kind of trip without limitations.

Finance Specials

While you’re financing your car with us, you can check out our new and pre-owned vehicle specials. We rotate these constantly, so check back frequently to find one that best fits your needs. This is another way we work to accommodate all drivers.

You can view specials based on the brand you’d like to drive home. Do you have questions about our current vehicle specials and how we apply them to your financing? Just reach out to a member of our team!

Finance Your Car With Us

Our McDonald Automotive Group team is excited to help you finance your next ride. Between our experienced team, finance resources, and knowledge about all things automotive financing, we’re confident we can help you get behind the wheel. When you finance your new or pre-owned car with us, you’ll walk away with a clear and personalized plan that meets your needs.

Ready to get the process started? Apply for financing online or reach out to our experts today!

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